Life insurance is a vital safeguard to ensure your family's financial security in your absence.
Meet Kimberly Bryant
As a seasoned life insurance agent, my approach is centered on education and empowerment. I firmly believe that informed clients make the best financial decisions. I'm here to ensure you know all your options: Be your own bank, review current life insurance policies, college savings, retirement solutions etc..
Financial literacy is the key to creating a lasting legacy, and I'm here to help you unlock that potential. Life insurance isn't just about protection; it’s a powerful asset that builds and preserve wealth!
Schedule free appt today; even if you already have coverage on your job!
Employer-provided life insurance is a great benefit—but it’s often limited in coverage and tied to your job. If you leave or change jobs, your policy may not go with you. Personal life insurance offers long-term security that stays with you no matter where your career takes you.
The right amount of coverage depends on your income, debts, family needs, and long-term goals. A good rule of thumb is 10–15x your annual income, but we tailor recommendations based on your specific situation to make sure your loved ones are truly protected.
Term life covers you for a specific period (e.g., 10, 20, or 30 years) and is generally more affordable.
Whole life provides lifetime coverage and builds cash value you can borrow against.
Each has pros and cons—we’ll help you find the right fit based on your goals and budget.
Yes! Certain types of life insurance (like whole or indexed universal life) can accumulate tax-advantaged cash value. This can be used to supplement college tuition, retirement income, or other big life goals while keeping your protection in place.
This refers to using permanent life insurance to build a personal cash reserve. You can borrow from your policy’s cash value—on your own terms—for things like business investments, real estate, or emergencies. It’s a strategy that gives you more financial control while keeping your money working for you.